• Ethical Money Makes The World Go Round

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    October 25, 2021 /  Money and Bank

    Whatever your resources, socially responsible investment (SRI) can help you fulfil your dreams, and make the world a better place. SRI means you can channel your money away from industries that contribute to the destruction of the environment, companies employing sweatshop and child labour, business involved in animal experimentation and corporation that support repressive and brutal regimes

    Like any investor a socially responsible one wants to see a sound return on their investment but they also want to invest in companies that demonstrate social and environmental principles. Even though SRI means limiting choice in types of investment it has not led to any systematic under performance in stocks, in fact it have done as well as or better than others on the market.

    SRI developed in the USA as a response by concerned Quakers and other people disgusted that their investments were supporting the arms trade and the Vietnam war. Since then SRI has become a growing market within the UK, and is increasing at about 34% per year Socially responsible investors include institutions such as non profit organisations, Churches, trade unions, universities and individuals from all walks of life. What they have in common is a commitment to channelling their money towards investment that reflects their personal ethics and values. You don’t have to have lots of money to be a socially responsible investor although a minimum commitment is like with most funds about 50 pounds a month.

    There are two main strategies to SRI: Avoidance Screening – choosing not to invest in industries for example, those with discriminatory employment practices, business activities with repressive governments, poor environmental records, animal testing, weapons contractors and the tobacco industry.Affirmative Screening – Actively seeking out investments in activities to support such as alternative energy and natural foods, companies that show commitment to their workers, communities and the environment.

    Davinos Greeno works for the and directory that lists 100s of Organic and Ethical Companies and we also have for you to read or publish.

  • Test Bank – A Helping Hand in Clearing the Tests

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    October 23, 2021 /  Money and Bank

    Test is the most important aspect in determining the candidate’s ability in order to get promoted to the next level or to get qualified for the position a person is looking for. A is very helpful for the people who want to sit for a competitive examination which will determine the success of the candidate in getting qualified for the next stage.

    Some of the examples of competitive examinations are CAT, MAT, Bank PO, SAT and GRE. These types of competitive examinations are conducted from time to time by various institutions. Some of these exams are conducted to choose the right prospective candidates to fill certain types of vacancies and some of these types of exams are conducted to identify the candidates who are eligible to get enrolled in a specified type of training course such as MBA, Engineering, MCA etc. offered by premium institutes of high repute.

    Many people do not know how to go about the preparations for the upcoming competitive examination and search many ways of help to get prepared but for them, test banks are the only way to refer apart from regular studying of the course materials with selective topics. The test bank will give them a fair idea as to which types of questions are likely to appear in the exam with their solutions.

    Different types of s are available for the examinations of different types but all the tests are designed to test the knowledge base, skills, and aptitude of the candidate which determines the suitability of the candidate to reach the next stage. The standardized tests are conducted in this manner and are fixed in the format and the dates are also announced in advance which are applicable for all the candidates appearing for the said test and wanting to get succeed.

    About The Author

    Christopher Ameji has been associated with providing the content on different kinds of solutions manuals for all the US & international textbooks. The author is primarily dedicated to providing the sources that help the students get the answers to their both even & odd problems given in their textbooks.To visit for .

  • How Much Money Can A Stripper Make

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    October 22, 2021 /  Money and Bank

    If becoming an exotic dancer has ever crossed your mind, youve probably asked yourself how much money can I make? Because this and a lot of other questions are running through your mind, I wrote “How To Be A Stripper: Everything You Ever Wanted To Know But Were Too Afraid To Ask” to help answer this and many other questions.

    My first night dancing, I brought home a whopping $60. It was definitely discouraging because I thought Id be bringing home at least $300 if not more. The thing I failed to understand about stripping is that making the big bucks doesnt happen over night. There is a learning curve to understanding how to make money you can make off dancing on stage and learning how to get customers to buy lap dances from you.

    Because most dance sets are made up of two 3.5 minute long songs, the club will have approximately eight girls dancing per hour. Keep in mind that there is at least a 30 second interval between dancers, so there is a chance that only seven girls will go up on stage per hour/per stage.

    What does this mean for you? Depending on how many stages there are in your club, how many girls are on the rotation schedule, and how many customers there are, youll most likely make between $10 and $50 per stage show.

    Once you learn the art of getting a customer to buy a lap dance from you, youll easily increase your earnings per night. Since you are only on stage for approximately 7 minutes per hour, youll want to make the most of the other 53 minutes.

    Most lap dances are between $10 and $20 per dance, so the key to making a lot of money is to keep your customer buying dances from you once youve already got him in your chair. The best thing to do is make your lap dance the most seductive during the last 30 seconds. When you can hear the song starting to end, ask your customer if he wants you to continue. If youve done it right, hell want more!

    Taking the money you make off stage dances and adding it to the money you can make by getting customers to buy lap dances from you, you can make between $80 and $100 an HOUR. Of course, this amount may vary some nights youll make more and some nights youll make less, but this is the average you should expect.

  • IRS Pursues FBAR Foreign Bank Account Reporting of U.S. Taxpayers

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    October 19, 2021 /  Money and Bank

    Undisclosed Offshore Accounts are being hunted down with FBAR (Foreign Bank Account Reporting) information requests of U.S. Taxpayers suspected of hiding assets in the wake of the UBS AG fallout and IRS Offshore Settlement Initiative.

    What is in store for undisclosed account holders?

    In 2009, the IRS and U.S. Department of Justice commenced a highly publicized investigation into Swiss bank UBS AG and U.S. account holders who essentially hid their assets from the U.S. Government. However, the investigation did not conclude with UBS. To entice taxpayers to come clean and disclose their foreign assets in exchange for lesser penalties, the IRS instituted the Offshore Settlement Initiative Voluntary Disclosure Program (the Initiative). Although the deadline to participate in the Offshore Settlement Initiative is long gone, it is clear that offshore tax evasion will continue to be a top IRS enforcement priority. Now, what can U.S. taxpayers with undisclosed offshore accounts who did not make the October 15, 2009 Offshore Settlement Initiative deadline expect coming up?

    The IRS will be ramping up their Information Document Requests or IDRs targeting offshore bank accounts.Taxpayers may receive a Form 6564, Information Document Request, to obtain necessary books, papers, and other information relevant to the IRS examiner inquiry into the truthfulness of a tax return. The Information Document Request is a proper and structured process for the IRS to request and get information from taxpayers, including information regarding offshore bank accounts. Although not as formal as a subpoena, an IDR carries with it consequences for failure to comply and can lead to further inquiry and possible sanction.

    The IRS will focus Information Document Requests on U.S. taxpayers with offshore assets and accounts that failed to disclose these interests to the U.S. government on their Form 1040, U.S. Individual Tax Returns, and file a corresponding Form TD F 90-22.1, Foreign Bank Account Reporting FBAR. If IRS agents discover that a taxpayer has not reported an interest in an offshore account or income accruing on such accounts during the course of an audit, the IRS may impose steep penalties including the greater of $100,000 or 50% of the offshore account balance for willful failure to file an FBAR for each account. These penalties, compounded with interest and fraud penalties, can essentially wipe out the taxpayers foreign assets. Additionally, taxpayers could be subject to criminal prosecution and jail time for tax evasion.

    The issues surrounding these IDRs are extremely delicate and should be approached with considerable caution. Taxpayers who have been sent an Information Document Request by the IRS are best served by getting in touch with a tax attorney who is experienced at resolving disputes with the IRS quickly. An attorney can direct the taxpayer how best to answer an Information Document Request and will be able to talk with his attorney the most appropriate course of action. Otherwise the Internal Revenue Service can seek formidable fines and possible criminal prosecution against those U.S. Taxpayers believed to be hiding assets in undisclosed offshore accounts.

  • Coaches – Make Money By Teaching Teleseminars

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    October 16, 2021 /  Money and Bank

    I have worked with hundreds of coaches, and I always recommend that they use the multiple income stream business model for their coaching business. This means that coaches should create products, such as e-books, teleseminars, audio recordings, in addition to doing one-on-one work with coaching clients.

    Having worked with many coaches on creating multiple streams of income, I can tell you that teaching teleseminars is one of the best ways for coaches to create additional income and gain more clients online. Here is why:

    – Teaching teleseminars helps you promote your expertise. Many experts teach.When you teach teleseminars you show others that you are an expert in your field. Teaching helps you demonstrate your expertise to a wide variety of people.

    When your potential customers know that you are an expert in your field, they are much more likely to hire you and purchase your products. As you can see, being known as an expert in your field helps you make money online.

    – Teaching teleseminars helps you get one-on-one coaching clients. If your goal is to get more one-on-one coaching clients, than you should teach teleseminars. People who are unsure about working with you can attend your teleseminars to experience your expertise at a much lower price then your one-on-one services.

    Once they are exposed to your expertise, they can decide to work with you.

    – Help more people by teaching teleseminars. You want to help many people with your coaching, but you are not able to work with each one of them one-on-one. When you teach teleseminars, you can help many more people at the same time.

    – Teaching teleseminars helps you increase revenues. To make money with your teleseminars, charge people who would like to attend them. You can earn much more money per hour by teaching teleseminars then doing one-on-one work because with teleseminars you can have many people on the calls.

    – Teleseminars are the best way to create multiple income streams. Use your teleseminars to create multiple income streams:

    The teleseminar in itself is a new stream of income for your coaching business. Record the teleseminar to get an audio recording. Now you can sell the audio recording on your web site. This is another stream of income for your business.

    Use the information that you taught during the teleseminar to create an e-book, which will be another income stream for your coaching business. Use the teleseminar, the audio recording and e-book to make thousands of dollars with just one teleseminar.

    Coaches, teach teleseminars – it is a great way to get more clients and make more money with your expertise.

    Biana Babinsky is the online business coach and expert, who teaches coaches how to make thousands of dollars with their teleseminars. Get her at to learn step-by-step directions to create and teach profitable teleseminars.

  • Forex Auto Money ReviewScam System Or Auto Income Generator( Does it Work)

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    October 13, 2021 /  Money and Bank

    Forex Auto Money Review The Honest Review

    The Forex Automoney review shall take into consideration on the way this make of forex robot is competent of creating quality analysis and conducting profitable forex trades. It’ll in addition incorporate options that this make has that make it distinctive over the different competitor products. There are a few makes of forex trading robots; the best ones amongst them are the programs that permit you to produce income from many short term trades which eventually increases over time.

    Does Forex Automoney Work?:Forex Auto Money Review – Introduction

    To start with the Forex Auto money review, one of the distinct options of this day trading robot is its capacity to provide forex trading signals that alerts you on which amongst the numerous foreign currencies are most probably to be profitable. The signals are primarily based on earlier market results and trends; additionally as the way expert traders perform that permitted them to produce income from short term trades and eventually become profitable within the business.

    Does Forex Automoney Work?:Forex Auto Money Review – Are All Robots Made Equal?

    Not all brands are have the capacity of giving valuable day trading signals, and this is one of the distinctive options that Forex Automoney robot has. These indicators will even warn you when to get a specific currency; additionally as the proper time to sell them.

    Additionally, our Forex Auto money review shall go on by going to the different benefits of this make over its competition. Among the distinctive benefits is that you do not need to have comprehensive understanding about the foreign currency market in order to create cash; you in addition do not require advanced skills on how to read graphs, tables, and charts in order to get started trading in this market. Simply particular information about the market and the options of the product and you shall eventually know how to employ it to its full benefit and begin making cash from your initial forex trade.

    Does Forex Automoney Work?:Forex Auto Money Review – Start With Caution

    If you are first time forex trader, you need to continually keep in mind not to invest enormous quantity of cash on your primary forex trade. You can begin along with a few dollars and attempt to see if you can produce from your primary investment amount. If ever you can generate income; do not be carried by your emotion by investment huge total of cash on your subsequent forex trade.

    Does Forex Automoney Work?:Forex Auto Money Review – Conclusion

    Continually do not forget that these forex trading robots aren’t continually 100% fault free; and your subsequent forex trade might finish up a losing trade. Consequently, attempt to maintain the amount small and your profit will rapidly develop over time. With these deliberations in mind, our Forex Automoney review will finish along with a positive score on this product.

  • Tips On How To Open A Bpi Bank Account

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    October 13, 2021 /  Money and Bank

    Bank of the Philippine Islands (BPI) is one of the most established banks in the Philippines. Recently, it was awarded by Finance Asia, a prestigious finance publication and magazine in Asia and the Pacific as the best cash management bank in the Philippines. Finance Asia also recognized BPI as the best trade finance bank in the country.

    BPI has two subsidiary banks – BPI Family Savings Bank and BPI Direct. BPI Bank deals primarily on corporate accounts like salary account of employees. BPI Family Savings Bank is focused on individual savings accounts or for individual person who may not be an employee. While BPI Direct serves primarily on mobile, telephone and online banking.

    In opening a BPI bank account, you can adhere to procedures given below and ready all requirements before going to the bank. It will be fast and easy to open a new bank account when you bring all the needed requirements so do not forget to bring it all.

    1. Make sure you have all the requirements for opening a new bank account like two valid ID, billing statements, two 1×1 photo ID, and money for initial deposit.

    2. Select the branch you want to open a new account. Choose the branch near your work or house so that it will be very easy and convenient for you to go whenever problem arises regarding your bank account.

    3. Upon entering the bank, proceed to New Account Desk. Tell the bank officer you want to open a savings account and then fill-up all forms that will be given to you.

    4. Pass all the requirements, application forms and initial deposit for your new bank account. This is the minimum initial deposit for BPI, P3,000 and P10,000 for ATM and passbook account.

    5. Get your passbook or ATM card which will be normally available after 4-5 banking days. When you get your ATM card, you can activate it at ATM machines.

    When opening a new bank account, prepare first all requirements and ready the money for initial deposit for your new bank account. BPI is one of the best choice in applying for a new bank account. It has numerous branches around the country so it will not be a problem which branch to select.

  • Bad Ways to Make Money Fast

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    October 12, 2021 /  Money and Bank

    Make money fast and easy is always a good reason that motivates many people get online every day. If you are one of them, there are three online money making programs you should keep off. They will cause you to lose a great deal of time. Unfortunately, these programs have sign-up rates very high because they are free to join and sound so attractive.

    1. Get paid to read:

    ‘Get paid to read’ programs works like this. After you have signed-up “get paid to read” program, you get emails from them. There is a link in those emails. And your job is to click on that link to visit advertiser’s website. You have to wait for 60 seconds or so before your account gets deposited. This sounds pretty good, right?

    The fact is that you will hardly get paid from these programs. If you are lucky, you can find out and join legitimate GPTR programs. However, these legitimate programs often pay from 1 cent to 5 cents per email that you have read. That’s why you just get several bucks at the end of a hard working month. If you ask me, I will say that it’s not worth your time.

    2. Get paid to surf:

    This works like ‘get paid to read’ programs. You surf websites of advertisers and get paid for that. However, you will also never get paid. So, this type of program is not ideal way for you to make fast money online.

    3. Get paid to do surveys:

    ‘You can make $100 / Day Taking Surveys Online’ or something like that has been advertising on lots of websites out there. There are really companies that pay you a small fee to complete their surveys. However, most of them pay you points or sweepstakes entries instead of cash. In addition, you need to be qualified before doing any surveys. The funny thing is that you will not qualify for most surveys.

    So, don’t try to make money fast (MMF) with online surveys anymore because that’s only a time wasting way.

    If you really want to MMF, you have to invest some time on reading articles related to how to make money online and how to make fast money. Doing this will help you reap knowledge and experiences of other people as well as realize how to find good and legitimate opportunities in order to make money fast online. If you have concerns with any opportunities, you can look for your answers on google or popular forums.

    About the Author: Do you want to know secrets to ? Spend 5 minutes of your time to read article titled at to find your answer.

  • Best Conveyancing Lawyers Can Help You Save Money

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    October 11, 2021 /  Money and Bank

    It is a dream of almost every individual to own a house. While many cannot afford this, there are several people who have the capability to buy a house of their own. However, the process of purchasing a house is a complex one. The purchaser as well as the seller needs to go through a lot of procedures to ensure that the property is properly handed over to them. There are several legal perspectives to these processes. Hence, it is not easy for a person who is not aware of legal details to handle this procedure. What you can do while going for a purchasing or selling of a house is employ a lawyer who can help you during the whole process of the deal. Conveyancing lawyers can be a best choice for this sort of business.

    The lawyers specializing in the process of conveyancing can be extremely helpful while transferring the property from the name of one person to that of another. Every deal of purchasing and selling a house needs to have a proper contract. It is not possible for you to prepare that contract if you do not have legal knowledge. A conveyancing lawyer can represent you during the deal. He can draft the contract for you and let you know its meaning in simple English. He can explain the legal jargons to ensure that you find it easy to grasp the details of the contract. He will also accept the first draft of the contract from the lawyer of the seller and explain it to you in a way, which you can easily understand.

    It is not extremely difficult to find a good lawyer who can provide you with conveyancing services. You can ask some of your friends who have availed the services of such lawyers. Besides, you can also surf the internet to find the contact details of some of the best lawyers who can help you with the detailed procedures of conveyancing.

    The fees charged by different lawyers for the purpose of helping in the process of conveyancing vary a lot. There are several lawyers who charge nominal fees for conveyancing for different types of tasks. However, there are also other lawyers who charge a considerable amount for the purpose of conveyancing. The ambit of services offered by these lawyers differs depending on the amount they are charging. It is always advisable to go for a lawyer the fees of whom you can bear. The conveyancing fees must be within your reach. Besides, you should always ensure that you are getting the services of the best lawyer that you can afford. Getting the best conveyancing lawyers will help you save a lot of money while buying or selling houses.

  • Pnc Bank Online Banking

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    October 3, 2021 /  Money and Bank

    The PNC Bank Online Banking service is offered by PNC Bank to its customers and account holders. This service enables the banks clients:

    To access their accounts from any where in the world.
    Perform various functions over the net itself, saving on time.

    Features of PNC Bank Online Banking
    PNC Bank Online Banking service is available for the banks customers free of cost. Following are the distinctive features of this service:

    Account Summary: You can remain in touch with your finances by obtaining a summary of your PNC personal, business and investment accounts through this service.
    Account Activity: You can access your accounts round the clock. You can check balances, review recent transactions and view images of the checks you have submitted.
    Online Bill Pay: You can save time and money by paying your bills through this service. Online bill payment requires just a few minutes of your time, with you using just one simple screen to place your instructions. This service gives you the flexibility to decide how much you want to pay for each bill.
    Online Statements: You can contribute on saving paper. You can use the PNC Bank Online Banking service to receive and view your statements online. You can also print or download statements for up to last 36 months.
    Transfer Funds: Through this service, you can move your money to where you need it. You can either transfer funds between your PNC Bank accounts or between your PNC account and your accounts at other financial institutions.
    AutoAlerts: You can use this facility to remain informed about every critical event related to your accounts and bills. This service can send you e-mail notifications to alert you about key account activity such as low balances, the arrival of direct deposits or overdrafts on your account.
    Data Export: This facility in the PNC Bank Online Banking service enables you to download account activity in Excel, Microsoft Money or Quicken file formats in just a few clicks.